Selma Karaağaç, Co-Founder of Proximate Investment, presented the company’s real estate investment models in London and Dubai, highlighting key advantages such as mortgage accessibility, rental schemes, and management-supported systems.
Selma Karaağaç, Co-Founder of Proximate Investment, shared insights into the company’s real estate investment models in London and Dubai. She emphasized the company’s approach in providing foreign investors with access to mortgages, diverse rental schemes, and management-supported systems that enhance investment potential.
In the United Kingdom, Proximate Investment operates as an authorized agent for major developers, offering both luxury and mid-market properties, particularly in Zone 1. A key advantage for investors is the ability to obtain a mortgage from UK banks without a residency requirement.
Karaağaç noted that London property prices typically start at £250,000, with investors able to finance 70–80% via mortgage after a 20–30% down payment. She highlighted the HMO model, which, under the government-backed guaranteed rent scheme, offers stable returns for investors. Rental yields range from 10% to 13.7%, and payments continue even if the property remains vacant.
In Dubai, tax incentives, robust regulations, and high living standards stand out. Flexible payment plans are available for Dubai projects, with rent payments made upfront or via check, and short-term rentals are possible year-round. Karaağaç also pointed out that Sobha Realty’s SeaHaven, Hartland 2, and Siniya Island projects have attracted significant investor interest.
Proximate Investment continues to connect investors with international real estate opportunities and strengthen its global investment partnerships.
With inflation eroding real property returns in Türkiye and domestic mortgage access remaining constrained, Turkish investors are once again directing capital toward the London market. The long-term depreciation of the lira has turned London property into both a wealth preservation asset and a source of hard-currency rental income for Turkish buyers over the past two decades. Proximate Investment, advising clients from offices in London and Ankara, notes that today's enquiries reflect a more informed investor base increasingly focused on multi-market portfolio diversification.
This guide provides an integrated framework covering every dimension an international investor considering property investment in London needs to understand — from market structure to regional opportunities, from the purchasing process to tax planning — from start to finish.
This article provides a comprehensive examination of Golden Visa updates across Europe as of 2026, analyses what these updates mean for international investors, and sets out why a London-centred investment strategy offers a stable alternative amid this transformation.
